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PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146426)

Smart way to purchase

5
Very easy to use, nothing complicated to negotiate and the whole process, from start to finish is such a smart way to purchase. Reviewed on: 10th June 2026

So great with everything you provide

5
So great with everything you provide Reviewed on: 10th June 2026

My experience with Paypal

5
I like paypal cause I can make big purchases and pay it in my own time. Be able to solved everything online is good. And I feel safe using it more than my card, because I do not need to put my details online. Reviewed on: 10th June 2026

My experience has been excellent from having a hassl...

5
My experience has been excellent from having a hassle free access to funds and customs service repomnse to query has been great Reviewed on: 10th June 2026

I've been with PayPal for twenty plus years now and...

5
I've been with PayPal for twenty plus years now and only had cause to have had an issue with one or two items being either not delivered or not been of the standard I would expect for my money, as I use PayPal for all my 9mline buying there payment protection scheme is ABSOLOUTLY second to none and affords all PayPal users security and a very valued and valuable service Reviewed on: 10th June 2026

My flatmate convinced me how easy was to pay with it.

5
My flatmate convinced me how easy was to pay with it. Reviewed on: 10th June 2026

All is very good.

5
All is very good. No issues,good app and easy to use Reviewed on: 10th June 2026

Always use paypal for extra safe perching

5
Always use paypal for extra safe perching Reviewed on: 10th June 2026

Simple, fast and reliable app for everyone.

5
Simple, fast and reliable app for everyone. Reviewed on: 10th June 2026

The flexibility has been key.

5
PayPal Credit has given me slot more freedom with my finances allowing me spending power when I have needed it most no matter my fixed One day a month income. The new found flexibility it has given me financially has been immeasurable. Reviewed on: 10th June 2026

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