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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148947 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148948)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal is opportunities

Paypal is great, paypal is a different vision and a easier vision. Reviewed on: 12th June 2026

Everything is simple and easy to use

Everything is simple and easy to use Reviewed on: 12th June 2026

Use it for many years now.

Use it for many years now. The easiest way to pay online Reviewed on: 12th June 2026

PayPal 5 star online payments.

PayPal has completely transformed the way I handle online shopping and personal payments, easily earning a 5-star rating. The sheer convenience of checking out with just a quick login—without ever having to dig out my wallet or manually type in card numbers—makes online shopping incredibly fast and seamless. What really gives me peace of mind, though, is the robust security it provides; knowing my sensitive banking details are hidden from third-party merchants and backed by reliable Buyer Protection makes shopping on unfamiliar sites entirely stress-free. Whether I am instantly splitting a dinner bill with friends or managing routine online purchases, the platform is consistently fast, user-friendly, and completely dependable. Reviewed on: 12th June 2026

I love Paypal

I like Paypal, it gives you the chance to have what you want right now. You can pay now or spread the cost and it is risk free Reviewed on: 12th June 2026

Outstanding

Outstanding makes it so easy to use and xustomer service are so friendly Reviewed on: 12th June 2026

Review of PayPal by Ray Eckersley

PayPal is very good, efficient and timely at what it says it does. It reassures me that my business and financial activity is secure and safe. Reviewed on: 12th June 2026

Very user-friendly experience.

Very user-friendly experience. App easy to navigate. Reviewed on: 12th June 2026

Since the moment I applied to now, its been a great...

Since the moment I applied to now, its been a great app and good support Reviewed on: 12th June 2026

Excellent way to spread the cost

I find PayPal credit an excellent way to spread the cost of online purchases. And if like me you repay within 4 months you don’t pay any interest. Also as you don’t have to pay for anything until after you’ve received it if it gets sent back no money has left your bank account. Reviewed on: 12th June 2026

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