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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149100 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149100)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

My default online payment choice for over 20 years

Have been a paypal customer for over 20 years and have always found them to provide an excellent level of customer service and offer a range of useful services such as the ability to transfer funds without fees, pay in 3, 4 months interest free on purchases over £100. Very rarely had any issues with the use of paypal, though when I have had issues their customer service team have always resolved everything promptly and without any hassle. Paypal has always been my default online payment choice for as long as I've been using the internet. Reviewed on: 12th June 2026

PayPal integration is there when you need it

PayPal is a very well integrated company, when you pay the options are there and they do what it says on the tin and if there is a problem they take it seriously and always have a human to talk to. Reviewed on: 12th June 2026

PayPal credit has been useful

PayPal credit has been useful for me and with the points program there is a higher incentive to use it. It would be handy if the limit increase was more intuitive like how Amex do it. Reviewed on: 12th June 2026

I’ve had a few hiccups that were not resolved aside...

I’ve had a few hiccups that were not resolved aside from this everything has always been a pleasant experience. Reviewed on: 12th June 2026

Recently made amazing

It's always been a good service but recently the addition of new offerings like the digital credit card and integration with apple pay has made it amazing. Convenient and simple to use. Reviewed on: 12th June 2026

Convenient

It is convenient to use and keep track of Reviewed on: 12th June 2026

So far so good excellent service to date

So far so good excellent service to date Reviewed on: 12th June 2026

Excellent service

PayPal is easy to use, secure, and makes sending and receiving payments quick and convenient. I’ve had a smooth experience with transactions, and the buyer protection features provide extra peace of mind. Overall, it’s a reliable platform for online payments. Reviewed on: 12th June 2026

Good experience

Good experience can you on most websites Reviewed on: 12th June 2026

the online protection and security is exceptional

the online protection and security is exceptional Reviewed on: 12th June 2026

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