Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146500)

Very good service

5
I use the choice of available payment options, depending on purchases and cost Reviewed on: 10th June 2026

Do expensive and too unflexiable

1
Do expensive and too unflexiable Reviewed on: 10th June 2026

It's been reliable and very reassuring at all times...

5
It's been reliable and very reassuring at all times knowing that I have that extra money there. PayPal never lets me down and the payments are reasonable and very affordable. I'd recommend this to any friend, family or colleague Reviewed on: 10th June 2026

Very good, very easy.

5
Very good, very easy. Would definitely recommend! Reviewed on: 10th June 2026

Have used my PayPal credit a few times now and have...

5
Have used my PayPal credit a few times now and have never had any issues at all. Very easy to set up. Reviewed on: 10th June 2026

Excellent service and easy to use

5
Excellent service and easy to use Reviewed on: 10th June 2026

No probs

5
Never had a problem, always works Reviewed on: 10th June 2026

No issues at all x Great Service

5
I've had no issues at all with PayPal Credit. Came in handy when I needed it Reviewed on: 10th June 2026

Easy to use

5
Easy to use, especially keeping track and managing this all through the app and lots of communication to keep you updated too. Reviewed on: 10th June 2026

Easy and good value

5
I find Paypal credit easy to use and good value especially when spreading cost of purchases over small periods interest free Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 78018 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products