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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146479 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146479)

Excellent convenient access for 0% over 4 months, es...

Excellent convenient access for 0% over 4 months, especially since introduction of physical Mastercard for retail use. Reviewed on: 10th June 2026

I get the help anytime when I need it.

I get the help anytime when I need it. Reviewed on: 10th June 2026

Great flexibility and interest free options

Great flexibility and interest free options Reviewed on: 10th June 2026

I always use PayPal for many things

I always use PayPal for many things… never had an issue, always a great service. Reviewed on: 10th June 2026

I use PayPal credit has another layer of security fo...

I use PayPal credit has another layer of security for buying on line Reviewed on: 10th June 2026

PayPal credit

I like the 0% interest for 4 months offer use it for a lot of purchases. Easy to use service. Reviewed on: 10th June 2026

PayPal is reliable, quick and easy

PayPal is reliable, quick and easy Reviewed on: 10th June 2026

Paypal is easy to use and has great repayment options

Paypal is easy to use and has great repayment options Reviewed on: 10th June 2026

Low rate of interest, transparent and easy to navigate

Low rate of interest, transparent and easy to navigate Reviewed on: 10th June 2026

Seamless

No issues. Easy to use. Very convenient. Reviewed on: 10th June 2026

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