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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148238 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148238)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal credit is amazing

PayPal credit is so easy to use and the advantage of 0% interest for large purchases makes living in this day and age easier to manage. Reviewed on: 11th June 2026

I had a lovely time spending my bonus!

I had a lovely time spending my bonus! Many thanks. Reviewed on: 11th June 2026

Top quality company

I have been with PayPal for years and they have always done what they say Reviewed on: 11th June 2026

Great service and very convenient and flexible to u...

Great service and very convenient and flexible to use paypal.. Reviewed on: 11th June 2026

Pay pal highly recommend.

Pay pal has been excellent keeping me informed about money and offers from retailers. Offering all payment options and ease of payments. Would highly recommend. Reviewed on: 11th June 2026

PayPal easiest way to pay

PayPal credit card is easy to use, as well as pay in 3 Reviewed on: 11th June 2026

Customers' robust support system.

Customers' robust support system. I enjoy and recommend using PayPal for online payment. Reviewed on: 11th June 2026

Easy to use PayPal app and website.

Easy to use PayPal app and website. Great for splitting the cost of large purchases like new sofas etc. Really happy with customer service too! Reviewed on: 11th June 2026

Always had a good experience with paypal.

Always had a good experience with paypal. One of the best finance option I ever had and it's super safe to use it anywhere really. Would recommend to anyone who's looking for safe finance options with no hidden fees etc Reviewed on: 11th June 2026

Having the flexibility to use PayPal credit as a car...

Having the flexibility to use PayPal credit as a card in my wallet or even on Apple Pay it gives me that added security that I have access to money whenever and wherever Reviewed on: 11th June 2026

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