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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149258 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149259)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I’ve used PayPal for years ..

I’ve used PayPal for years , to be able to use credit and earn point and have a physical credit card is a game changer . Brilliant Reviewed on: 12th June 2026

Helpful and reliable

Always ready to help when needed and easy to interact. Reviewed on: 12th June 2026

I've used PayPal for years and never had a problem.

I've used PayPal for years and never had a problem. Reviewed on: 12th June 2026

easy to use and good promotions

easy to use and good promotions including interest free for 4 months which has been really handy! Reviewed on: 12th June 2026

Been with Paypal for a number of years, always had e...

Been with Paypal for a number of years, always had excellent service and with paypal credit allows me to spend without worrying and affordable Reviewed on: 12th June 2026

Easy to use, was to set up.

Easy to use, was to set up. Quick, efficient and very transparent with just about everything. Would recommend to anyone. Reviewed on: 12th June 2026

I used it for my unexpected garden build up and ther...

I used it for my unexpected garden build up and there was only PayPal who gave me credit . I am very obliged that I used the PayPal Reviewed on: 12th June 2026

Flexible payment options

Overall good experience - love the pay in 3 or 4 months interest free options for slightly bigger purchases which gives a bit of flexibility in payments without taking out over a long term and paying interest- helps with budgeting. Reviewed on: 12th June 2026

Never had problems from the beginning

Never had problems from the beginning Reviewed on: 12th June 2026

PayPal is brilliant, pay in 3 is a god send.

PayPal is brilliant, pay in 3 is a god send. Amazing Reviewed on: 12th June 2026

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