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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149300 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149301)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

To be honest I’m only reviewing PayPal to be entered...

To be honest I’m only reviewing PayPal to be entered into a £1k prize thingy, but that said they are quite good. Reviewed on: 12th June 2026

Easy to use.

Easy to use. Money always transferred quickly Reviewed on: 12th June 2026

Simple and easy to use and a trustworthy name

Simple and easy to use and a trustworthy name Reviewed on: 12th June 2026

Problem free always!

Never had an issue with PayPal Credit, really great system and loved the no interest on fiat purchases! Reviewed on: 12th June 2026

Versatility

I feel safe online using PayPal and like having the options to pay immediately or pay in 3 and also the PayPal credit especially where there’s no interest on purchases for at least a few months Reviewed on: 12th June 2026

Customer service needs improving, sign up is excellent

Customer service has been poor and inconsistent information has been provided the wait times are very poor. On the other hand, signing up and communication of terms are great. Reviewed on: 12th June 2026

Easy to use and efficient for quick purchasing.

Easy to use and efficient for quick purchasing. Enjoy the pay in three function too as it means I can spread costs across months. Reviewed on: 12th June 2026

Safer shopping with PayPal

I always pay with PayPal when I’m shopping online as I trust them and feel that my payment is secure. I have now got a PayPal card which I intend to use in store. Reviewed on: 12th June 2026

It works, its interest rate is good, no complaints

It works, its interest rate is good, no complaints Reviewed on: 12th June 2026

PayPal has been great!

My experience has been amazing so far. I have never had a problem. I am using PayPal credit every day and it is very helpful to manage my finances. I have received my physical card now which is adding additional value to the service. Reviewed on: 12th June 2026

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