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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148277 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148277)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very easy to use.

Very easy to use. I like that there is buyers and sellers protection. Reviewed on: 11th June 2026

It is a very functional app

It is a very functional app with good customer service and dynamic for use across various platforms Reviewed on: 11th June 2026

Very helpful service.

Very helpful service. Available to talk if needed. You get a reminder if any payment due and you can use it almost everywhere which is convenient. Reviewed on: 11th June 2026

Excellent and secure

I have used PayPal for many years, they instantly notified me when someone added an address to my account, they locked it down and helped me make sure my account was secure. Reviewed on: 11th June 2026

Very quick and easy to set up.

Very quick and easy to set up. I set up the credit card as the website I wanted to purchase did not have access to PayPal credit. I had instant access to card details and it meant I could access the interest free option for orders over £99. Will use this set up again for sure. Reviewed on: 11th June 2026

Always solved any issues quickly and efficiently.

Always solved any issues quickly and efficiently. App is easy to use. Reviewed on: 11th June 2026

Couldn’t be better

Paypal Credit to me is trusted, simple and clear to understand and access. Couldn’t really be better! Reviewed on: 11th June 2026

Paypal/ credit excellent service highly recommend

PayPal/credit are excellent I highly recommend they have my back everytime in situations out of my control and health they have supported me thank you to all the agents within PayPal for having my back Reviewed on: 11th June 2026

Very reliable.

Very reliable. As it is widely accepted, it is easy and straightforward to use. Reviewed on: 11th June 2026

PayPal Credit - useful for spreading the cost

I've used PayPal Credit for a few years now and have always had a good experience. I've found it useful for spreading the cost of larger purchases. I've never had any issues with the service and the customer service people I've dealt with have been very helpful. Reviewed on: 11th June 2026

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