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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148293 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148293)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use, provides an alternative to giving my cr...

Easy to use, provides an alternative to giving my credit card details to retailers, feels secure Reviewed on: 11th June 2026

Customers come first with PayPal

I always receive great customer service and their security of customer details is if the up most importance. PayPal puts customers first. Reviewed on: 11th June 2026

PayPal.is amazing

I never have any trouble with PayPal. I use PayPal pay in 3 a lot with no interest which is great. Never have any trouble if I have to claim money back. It’s great Reviewed on: 11th June 2026

PayPal is most used services with me

PayPal is one of the most used services with me as I find it’s most usable in most places I find that it’s easy to use the software and easy to pay for items and easy to check balances and pay off using the app which has simple screen friendly way around the app so you don’t get lost in the app like some apps do Reviewed on: 11th June 2026

Very good experience and very helpful

Very good experience and very helpful Reviewed on: 11th June 2026

They have a good service where you can pay for large...

They have a good service where you can pay for large items over time, but there is no way to setnit up so that they take full payment or quarter payment you have to enter the amount yourself. Reviewed on: 11th June 2026

Very easy to use.

Very easy to use. I like that there is buyers and sellers protection. Reviewed on: 11th June 2026

It is a very functional app

It is a very functional app with good customer service and dynamic for use across various platforms Reviewed on: 11th June 2026

Very helpful service.

Very helpful service. Available to talk if needed. You get a reminder if any payment due and you can use it almost everywhere which is convenient. Reviewed on: 11th June 2026

Excellent and secure

I have used PayPal for many years, they instantly notified me when someone added an address to my account, they locked it down and helped me make sure my account was secure. Reviewed on: 11th June 2026

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