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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146623 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146626)

Wasn’t use and protected!

Wasn’t use and protected! Flexible ways to pay and easy to check balance Reviewed on: 10th June 2026

PayPal is very customer centric

PayPal is very customer centric, I’ve always had great experiences with their team. I feel valued as their customer in each of my interactions with the PayPal team and it is evident in their focus and suggestions to me that they have my best interest at heart. I always recommend them to family and friends as they’re a financial institution with a heart! They also now have a good range of products, plus a reward programme as a bonus feature! Reviewed on: 10th June 2026

Best Choice

Very easy and secure to use on all major purchases in-store and online Reviewed on: 10th June 2026

Easy and clear terms.

All want well, easy and clear terms. All good Reviewed on: 10th June 2026

Recomend it

Easy to use. Clear instructions. Good communication. I recommend it to everyone who wants to pay for transactions quickly. Reviewed on: 10th June 2026

Good way to Pay with 3 mouth payments

Good way to Pay with 3 mouth Payments Reviewed on: 10th June 2026

ok i d like paypal credit so that part is useful.

ok i d like paypal credit so that part is useful. Reviewed on: 10th June 2026

Excellent Service

Very easy to use and no issue since I am using paypal Reviewed on: 10th June 2026

My favourite payment method

Great way to spread the cost over 4 months interest free, I use it for absolutely everything I need and it's so convenient Reviewed on: 10th June 2026

Good communication and fair rates and lending manage...

Good communication and fair rates and lending management. Excellent discrepancy support and secure Reviewed on: 10th June 2026

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