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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149360 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149360)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal Credit is simple and great

Paypal Credit is simple to use for online transactions, is great value for money, and the App is super user friendly Reviewed on: 12th June 2026

Always been there to help out ......

Always been there to help out and the new features added over time are excellent Reviewed on: 12th June 2026

Pay with PayPal

PayPal is best financially service platform as well give credit for appliance and loan easily Reviewed on: 12th June 2026

Easy access and clear information when required

Easy access and clear information when required Reviewed on: 12th June 2026

Its like a family thank you Paypal.

Its like a family thank you Paypal. Reviewed on: 12th June 2026

easy payment with credit limit, safe and efficient

easy payment with credit limit, safe and efficient Reviewed on: 12th June 2026

I’ve found it really handy paying in installments sa...

I’ve found it really handy paying in installments saves me paying for goods in full .. would highly recommend Reviewed on: 12th June 2026

Easy access helps with chasing refunds and returns

Easy access helps with chasing refunds and returns Reviewed on: 12th June 2026

Buy items you may not have been able to afford...

It is easier to buy items that you may not have been able to afford but with Paypal Credit the cost is spread over 4 months interest free making these purchases available when on other credit cards you only get a month if you time your purchase well. Reviewed on: 12th June 2026

Very easy to use and manage.

Very easy to use and manage. Clear statements provide helpful information and timely reminders when repayments are due. Reviewed on: 12th June 2026

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