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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148307 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148307)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Purchase a product using PayPal and company went int...

Purchase a product using PayPal and company went into administration, messaged PayPal and payment was back in my account in 24 hrs. Amazing service! Reviewed on: 11th June 2026

Easy when buying from abroad, no confusion with exch...

Easy when buying from abroad, no confusion with exchange rates. Good for keeping your banking secure on the web. Reviewed on: 11th June 2026

If i can'tpay with paypal, i do'nt shop there.

I use it because it's safe, secure and easy. Reviewed on: 11th June 2026

Great tool to be able to use - experience has been v...

Great tool to be able to use - experience has been very good Reviewed on: 11th June 2026

Your super convenient line of credit..m

Very easy, you can see exactly what you need to pay, accepted in so many places. Shame about the eBay sell off, but still, well worth having an account. Reviewed on: 11th June 2026

I have good experience with paypal since 2018

I have good experience with paypal since 2018 Reviewed on: 11th June 2026

Very easy to use

Very easy to use and grate offers Reviewed on: 11th June 2026

services within PayPal are good but dealing wit...

Most services within PayPal are good but dealing with scammers and bad retailers can be hard to navigate Reviewed on: 11th June 2026

You know how much credt you have already been autho...

You know how much credit you have already been authorised Reviewed on: 11th June 2026

PayPal credit is amazing

PayPal credit is so easy to use and the advantage of 0% interest for large purchases makes living in this day and age easier to manage. Reviewed on: 11th June 2026

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