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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149705 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149707)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It is nice and easy to get credit, and it is easy to...

It is nice and easy to get credit, and it is easy to pay more than the minimum amount each month. Reviewed on: 12th June 2026

Speedy, helpful and reliable!

I’ve used PayPal for years as they’ve always been great to use! Easy and great applications for credit. Not complicated to use at all and can pay back in different ways. Also used them for claims and they’ve been so helpful! Reviewed on: 12th June 2026

PayPal and PayPal Credit, easy to use, understand an...

PayPal and PayPal Credit, easy to use, understand and manage. Reviewed on: 12th June 2026

It’s a reliable provider accepted by many brands

It’s a reliable provider accepted by many brands Reviewed on: 12th June 2026

Very supportive

Very supportive and I’m very satisfied for customer service Reviewed on: 12th June 2026

It was straightforward very helpful

It was straightforward very helpful I would recommend this to anyone it is so quick and very friendly The best of it it is very secure security is very good no complaints from this that's all PayPal is just like having a new credit card in your pocket Reviewed on: 12th June 2026

PayPal credit and pay in 3 are both top when you get...

PayPal credit and pay in 3 are both top when you get 0% interest. Reviewed on: 12th June 2026

Why PayPal Credit Has Made Life Easier

Using PayPal Credit has genuinely made managing purchases much easier and far less stressful. What I appreciate most is the flexibility — being able to spread the cost when needed gives real peace of mind, especially for larger or unexpected expenses. The process has always felt simple, transparent, and convenient, which is something I truly value in today’s fast-paced world. I also like the added reassurance and security when shopping online, knowing payments are handled through a trusted platform. For me, PayPal Credit is not just about paying later — it’s about having flexibility, confidence, and convenience all in one place. It has made online shopping smoother and much more manageable, and that positive experience is the reason I continue to use it. Reviewed on: 12th June 2026

Good to control spending for different purposes

Good to control spending for different purposes Reviewed on: 12th June 2026

Easy to use

Easy to use. Good rewards and good credit options. Reviewed on: 12th June 2026

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