Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149808 reviews)

View other PayPal products

4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149809)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It’s a good easy to understand and well out together...

It’s a good easy to understand and well out together service Reviewed on: 13th June 2026

Brilliant card recommend to anyone

Brilliant card recommend to anyone Reviewed on: 13th June 2026

I have been with Paypal for quite a number of years...

I have been with Paypal for quite a number of years and in good times and bad they have made good purchases good and if I have had problems with unscrupulous sellers, Paypal have stepped in and reimbursed my payment(s), so thankyou paypal. Reviewed on: 13th June 2026

Best Retail Finance Provider

I had a very good experience with paypal credit. Gives me flexibility during large purchases. And on almost everything you can opt in to pay in 4-6 small payments. Just the best. Reviewed on: 13th June 2026

Love that app.

Love that app. I am always enjoying this app. Reviewed on: 13th June 2026

I have never had an issue with PayPal and it was not...

I have never had an issue with PayPal and it was not handled properly and efficiently Reviewed on: 13th June 2026

Positive paypal experience.

I have had a good experience using PayPal especially when it comes to the pay in 3 feature. Reviewed on: 13th June 2026

On the whole a great on the go, seamless way to tran...

On the whole a great on the go, seamless way to transact. Inability to move balance is tough though Reviewed on: 13th June 2026

Bluebell

Great app easy to set up and easy use Reviewed on: 13th June 2026

Would recommend

Would recommend - great deals and options available Reviewed on: 13th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 80515 reviews
Payments
from PayPal 4.71 from 3760 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub