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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147144 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147144)

Higher credit limit

Ok but lower credit limit based on the annual salary Reviewed on: 11th June 2026

Used them for years no problem, hence the score.

Used them for years no problem, hence the score. Used various companies in the past 40 years and these just work. Reviewed on: 11th June 2026

Great service

Clear and efficient with each part of the service. Plenty of options to suit peoples financial needs and no hidden charges or surprises. Reviewed on: 11th June 2026

Good, I find the PayPal credit statements not very c...

Good, I find the PayPal credit statements not very clear at times. Reviewed on: 11th June 2026

East to use - app is nice and simple

East to use - app is nice and simple Reviewed on: 11th June 2026

Useful to have and very easy to set up.

Useful to have and very easy to set up. I had it set up in a matter of minutes with no difficulty. Good for additional protection when buying online. Have it set up for purchases to make sure i am always covered Reviewed on: 11th June 2026

Very easy to use had no real issues with it...

Very easy to use had no real issues with it great Reviewed on: 11th June 2026

Paypal are always good at having a human to answe th...

Paypal are always good at having a human to answe the question required! Reviewed on: 11th June 2026

Papal allows me to shop online with confidence

I have never had a poor experience with PayPal. It gives me confidence to shop online whenever I see a website accepting PayPal. Before I had 2FA turned on someone used my account to make an unauthorised purchase and the retailer couldn’t help however PayPal was understanding and returned my money to me giving me a great experience and strengthening my online confidence. Reviewed on: 11th June 2026

Always a great service.

Always a great service.ive never had any problems Reviewed on: 11th June 2026

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