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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147196 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147196)

I am very happy and impressed by PayPal

I am very happy and impressed by PayPal Reviewed on: 11th June 2026

Trusted & reliable

I’ve been using PayPal for many years. It’s such a trusted and reliable method of payment, I couldn’t recommend it enough. Reviewed on: 11th June 2026

I love PayPal

If you need to spend a unexpected amount of money, PayPal is here to help out for everyone. Reviewed on: 11th June 2026

Very easy and informative

Very easy and informative, good to use Reviewed on: 11th June 2026

Reliable and easy to use.

Reliable and easy to use. Always kept updated in when to pay wtc Reviewed on: 11th June 2026

PayPal is an easy to use and stress free way to pay...

PayPal is an easy to use and stress free way to pay for goods over time. Easy to set up regular repayments and monitor your spending. Reviewed on: 11th June 2026

Simple & easy

Simple to use, easy to manage, no hidden tricks. I feel safe using PayPal & trusting I can manage my credit with them easily. Reviewed on: 11th June 2026

Change a process required!

My issue with PayPal credit is , if you do a full order on pay over 4 interest free and you return the whole order, PayPal do not refund the money to the offer they split the refund over normal balance and the offer , for a shopper this isn’t the best process. Personally I would rather the offer be fully refunded to ensure my refunds have been returned in its entirety. Reviewed on: 11th June 2026

Paypal Review

I’ve been using PayPal for a very long time and it is a very easy service to understand and use- it has been very convenient in terms of fast payments, loans and keeping everything on track. It is easy to send money across the internet and it is a useful platform Reviewed on: 11th June 2026

Easy to set up, and very flexible

Easy to set up, and very flexible Reviewed on: 11th June 2026

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