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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148479 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148481)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is a great way to pay for items

PayPal is a great way to pay for items Reviewed on: 11th June 2026

I love the new rewards programme and pay in 3 with 0...

I love the new rewards programme and pay in 3 with 0% interest is very useful Reviewed on: 11th June 2026

Fast, Secure & Flexible

I’ve had a great experience with PayPal and PayPal Credit. Payments are quick, secure, and easy to manage, while PayPal Credit provides flexible payment options when I need them. The app is user-friendly, and transactions are processed smoothly. Overall, a reliable service that makes online shopping and managing finances much more convenient. Reviewed on: 11th June 2026

Very easy process.

Very easy process. Haven’t needed to use customer service hence the neutral vote. Have had a few purchases that I’m unable to use pay in 3 but not a problem Reviewed on: 11th June 2026

PayPal is the best way to pay online

PayPal is the best way to pay online Reviewed on: 11th June 2026

Love love!

Love love everything PayPal stands for! Reviewed on: 11th June 2026

It's been an easy experience, lots of offers that ma...

It's been an easy experience, lots of offers that make it an attractive service Reviewed on: 11th June 2026

Useful tool that makes it easy to pay online

Useful tool that makes it easy to pay online Reviewed on: 11th June 2026

Paypal credit is easy to use

Paypal credit is easy to use and is a good way to increase your credit score. It provides an easy way to pay in installments and you don't have to worry about remembering to pay it as it takes the payments automatically. Paypal keep in touch with you and let you know when the payments are coming out. They also let you know when the payment is finished. It is convenient and easy to use. I also love that credit is provided by Paypal, a company that I trust. Reviewed on: 11th June 2026

Friendly polite and professional

Always been pleasant and professional Reviewed on: 11th June 2026

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