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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,670 reviews, last reviewed 10th Jun 2026
3767750% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have had no problems with PayPal they are very rel... I have had no problems with PayPal they are very reliable and as someone who does online purchases I always go through them Reviewed on: 10th June 2026
Molly P's avatar
Molly P

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132670)

Good customer care , accessible, convenient and easy...

5
Good customer care , accessible, convenient and easy to use. Acceptable every where Reviewed on: 16th May 2024
Christabel f's avatar
Christabel f

PayPal credit is extremely easy and convenient to use!

5
PayPal credit is extremely easy and convenient to use! It’s my go to payment for almost everything! Customer service was excellent when assistance was required regarding a potentially fraudulent payment. Reviewed on: 16th May 2024
Sami M's avatar
Sami M

Best customer service and safe money transfer and on...

5
Best customer service and safe money transfer and online shopping as well Reviewed on: 16th May 2024
Lester's avatar
Lester

Always use PayPal credit, reliable and easy to get i...

5
Always use PayPal credit, reliable and easy to get in touch with. Reviewed on: 16th May 2024
Alex t's avatar
Alex t

Easy payment options brilliant app and straight forw...

5
Easy payment options brilliant app and straight forward borrowing pay in 3 credit ect Reviewed on: 16th May 2024
Justin J's avatar
Justin J

Excellent service

5
I use credit and repay on time. So all good Reviewed on: 16th May 2024
Arun V's avatar
Arun V

A Real Lifesaver

5
It’s a very great service that doesn’t only let you have more financial freedom, but doubles as a useful safety net where possible. Reviewed on: 16th May 2024
Bradley M's avatar
Bradley M

Excellent service but still need card service

5
Excellent service but still need card service Reviewed on: 16th May 2024
Nitinkumar 's avatar
Nitinkumar

Good no complaints

4
Good no conplains. Would highly recommend Reviewed on: 16th May 2024
Javier G's avatar
Javier G

It is very convenient and reliable

4
It is a very convenient tool to use, they do offer regular opportunities to increase your limit too if you should want to. It also helps my credit score stay in the top numbers due to the monthly regular payment. PayPal is a well known safe platform so if you wish to have credit it’s a no brainier. Especially if you want to use it for financing anything as for a few months they do 0% finance. Reviewed on: 16th May 2024
Leah S's avatar
Leah S

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