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PayPal: PayPal Credit reviews

4.74
Based on 132,686 reviews, last reviewed 10th Jun 2026
3768450% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is more efficient straight forward and reliable. Paypal is more efficient straight forward and reliable. Paypal is a helpful friend, always the backbone. Very supportive and always acting as a safety... Read more Reviewed on: 10th June 2026
STEPHEN O's avatar
STEPHEN O

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132686)

Easy to navigate and good customer service

4
App has been made easier to navigate. Easy to see what I owe and when. Marked down 1 star for when I increased my direct debit too near the date, which resulted in a "late fee". Customer service was a positive experience when I was mistakenly charged a late fee. Reviewed on: 16th May 2024

PayPal helps me alot its brilliant

5
PayPal helps me alot its brilliant everyone should have it Reviewed on: 16th May 2024

So convenient and I like the pay monthly options

5
So convenient and I like the pay monthly options Reviewed on: 16th May 2024

Awesome perfect

5
reliable. .Amazing,anyway I am happy Reviewed on: 16th May 2024

Good service and reliable, it helps people and affor...

5
Good service and reliable, it helps people and affordable lending. Highly recommended and I really enjoy using Paypal credit Reviewed on: 16th May 2024

PayPal provides that piece of mind.

5
Used PayPal for years, never let me down, don’t feel safe buying online unless it’s with PayPal, can’t put a price on piece of mind. Reviewed on: 16th May 2024

Good customer care , accessible, convenient and easy...

5
Good customer care , accessible, convenient and easy to use. Acceptable every where Reviewed on: 16th May 2024

PayPal credit is extremely easy and convenient to use!

5
PayPal credit is extremely easy and convenient to use! It’s my go to payment for almost everything! Customer service was excellent when assistance was required regarding a potentially fraudulent payment. Reviewed on: 16th May 2024

Best customer service and safe money transfer and on...

5
Best customer service and safe money transfer and online shopping as well Reviewed on: 16th May 2024

Always use PayPal credit, reliable and easy to get i...

5
Always use PayPal credit, reliable and easy to get in touch with. Reviewed on: 16th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review