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PayPal: PayPal Credit reviews

4.74
Based on 132,668 reviews, last reviewed 10th Jun 2026
3767650% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

its a good service , getting better with the rewards... its a good service , getting better with the rewards system that has been introduced Reviewed on: 10th June 2026
Koshe's avatar
Koshe

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132668)

Been with paypal for years and never had a problem...

5
Been with paypal for years and never had a problem Reviewed on: 16th May 2024

Helpful and professional

5
Any time I have a problem they are more than helpful and very professional. Reviewed on: 16th May 2024

Superb & Attentive

5
Always great service and especially helpful with disputes and fraud related incidents. Reviewed on: 16th May 2024

Too expensive, poor customer service

3
Too expensive, poor customer service Reviewed on: 16th May 2024

Interest free 4 months is the best

5
I use PayPal credit for all transactions over £100 and utilise the 4 month interest free period. Reviewed on: 16th May 2024

Always good.

5
Always good. I’d like pay in 3 options on more things Reviewed on: 16th May 2024

I am able to choose PayPal credit or pay in 3 for la...

5
I am able to choose PayPal credit or pay in 3 for larger items which gives me total peace of mind Reviewed on: 16th May 2024

It’s helped me out loads when I’ve been short of...

5
It’s helped me out loads when I’ve been short of money Reviewed on: 16th May 2024

When I contacted them about an issue they did come b...

5
When I contacted them about an issue they did come back and answer. I feel that the chat method could be improved. It was quite convoluted for selection criteria, it could definitely be simpler. However my need was resolved. Reviewed on: 16th May 2024

Easy and simple

5
No problem at all always smoot transactions Reviewed on: 16th May 2024

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