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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,657 reviews, last reviewed 10th Jun 2026
3767100% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Its been super easy to use and support s many mercha... Its been super easy to use and support s many merchants. Now its got a card with PayPal credit it even better. Reviewed on: 10th June 2026
Chenji Zhou's avatar
Chenji Zhou

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132657)

Poor service

1
Very poor customer service and waiting for money to be cleared terrible Reviewed on: 16th May 2024
Gary R's avatar
Gary R

Excellent customer service and any issue sorted ver...

5
Excellent customer service and any issue sorted very quickly being able to pay over diffrent ways gives more options , I like the interest free for 4 month for larger purchases and thev3 months for small one automatically set up take the worry out of remembering payment days. Reviewed on: 16th May 2024
David l's avatar
David l

Always my first choice of payment.

5
Always my first choice of payment. Excellent service always Reviewed on: 16th May 2024
Ian O's avatar
Ian O

I genuinely do like using PayPal Credit, it has help...

5
I genuinely do like using PayPal Credit, it has helped me in so many ways. I love the way that when I order products from various retailers and there is the opportunity to pay using PayPal, in no time my purchase is made via PayPal. The interest rates are reasonable. Reviewed on: 16th May 2024
Carol's avatar
Carol

It is reasonable and reliable.

5
It is reasonable and reliable. Highly recommend to anyone who doesn’t want to take credit from a bank. Reviewed on: 16th May 2024
Will M's avatar
Will M

I have always found PayPal to be an efficient servic...

5
I have always found PayPal to be an efficient service and regularly make use of 0% interest over 4 months Reviewed on: 16th May 2024
Sharon H's avatar
Sharon H

No bad experiance, a few years of using with any pro...

5
No bad experiance, a few years of using with any problems Reviewed on: 16th May 2024
Justyna K's avatar
Justyna K

I have enjoyed using PayPal.

5
I have enjoyed using PayPal. I love the flexibility the pay in 3 instalments gives me. Overall it’s been a very good experience Reviewed on: 16th May 2024
Johnson O's avatar
Johnson O

PayPal credit is my go to way to pay for my purchases.

5
PayPal credit is my go to way to pay for my purchases. It spreads the cost into more manageable payments and doesn’t attract huge interest repayments. You also have the confidence of shopping with trusted providers. I’ve given a neutral score on customer service as I’ve never had to use it to date. Reviewed on: 16th May 2024
Amanda S's avatar
Amanda S

Easy to use the promotional offer are great to keep...

5
Easy to use the promotional offer are great to keep ontop of your payments and it’s a safer way to shop. Reviewed on: 16th May 2024
Claire W's avatar
Claire W

Review PayPal: PayPal Credit now

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