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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,670 reviews, last reviewed 10th Jun 2026
3767750% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have had no problems with PayPal they are very rel... I have had no problems with PayPal they are very reliable and as someone who does online purchases I always go through them Reviewed on: 10th June 2026
Molly P's avatar
Molly P

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132670)

Excellent customer service!

5
Always very helpful at resolving issues and giving advice. Very understanding and professional. Reviewed on: 16th May 2024
Gemma S's avatar
Gemma S

made my life easy as a migrant worker

5
PayPal has made my life easy as a migrant worker in the UK. When I first arrived, there are basic goods I needed to purchase especially winter gear and clothing. PayPal allowed me to pay for these goods through Pay in 3 parts and credit otherwise I would’ve been broke, hungry, and cold. Nowadays, I use PayPal to pay for leisure expenses and the no interest payment schemes work better compared to my credit cards. It just makes purchasing goods and basic needs a breeze and allows you to live life debt free. Reviewed on: 16th May 2024
Al's avatar
Al

I use PayPal pretty much everyday and it’s reliable...

5
I use PayPal pretty much everyday and it’s reliable and easy to use. It makes managing money easy especially with customer protection Reviewed on: 16th May 2024
Katie Solomons's avatar
Katie Solomons

Flexible credit option and good when you can get 4 m...

5
Flexible credit option and good when you can get 4 months interest free Reviewed on: 16th May 2024
Andy T's avatar
Andy T

Never had an issue.

5
Never had an issue. Always able to pay stuff in advance and any issues have been resolved almost immediately Reviewed on: 16th May 2024
Joshua P's avatar
Joshua P

Good product to cover day to day larger expences

4
Easy application, good product to cover day to day larger expenses, however it was restrictive as only online purchases were possible until the integration of the pulse card. Reviewed on: 16th May 2024
Jim f's avatar
Jim f

I like pay pal is the best one

5
I like pay pal is the best one it’s free account when you have to pay. Reviewed on: 16th May 2024
Anila k's avatar
Anila k

Easy careful credit

5
Easy to use very helpful , accessible Reviewed on: 16th May 2024
Paul R's avatar
Paul R

Pay pal tips

4
App design should be a lot better/clearer. Takes them far too long for them to debit payments. Reviewed on: 16th May 2024
Andy's avatar
Andy

Overall easy and satisfactory service

5
It’s always easy to use wether that he sending money to someone or using PayPal credit to spread purchases over a longer period of time Reviewed on: 16th May 2024
Brandon's avatar
Brandon

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