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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148658 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148658)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal credit installment plan

I was happy to use PayPal Credit installment plan. It helped me managed to pay for flights tickets for the whole family. Reviewed on: 11th June 2026

Safety in payments couldn't get better.

Safety in payments couldn't get better. Credit also available to pay back in installments when needed. Easy to use app to pay online shopping with your secure details ready to use making it a time saver. Reviewed on: 11th June 2026

Precious PayPal

Very easy to use and user friendly had PayPal for years and it never fails me. Reviewed on: 11th June 2026

Excellent

Easy to use and really reliable fast payments Reviewed on: 11th June 2026

1st class experience every time I have used Paypal.

1st class experience every time I have used Paypal. Reviewed on: 11th June 2026

Good service .

So far everything work good ,no problem,the most important that customer service is accessible Reviewed on: 11th June 2026

Excellent efficient service and agent on phone very...

Excellent efficient service and agent on phone very knowledgeable Sorted my problem out in less than 2 minutes thankyou Reviewed on: 11th June 2026

Having pay in 3 is very handy.

Having pay in 3 is very handy. If I have had a dispute I have just contacted your company and it was dealt with very efficiently. Reviewed on: 11th June 2026

Helpful App.

The App is easy to use. I'm happy that is providing me secure purchases. Reviewed on: 11th June 2026

Great customer service always hapy to help

Great customer service always hapy to help Reviewed on: 11th June 2026

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