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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147285)

I find PayPal easy to use any questions customer ser...

5
I find PayPal easy to use any questions customer service is always helpful Reviewed on: 11th June 2026

Very easy to use and app works perfectly

5
Very easy to use and app works perfectly Reviewed on: 11th June 2026

PayPal the Safeway to buy on the Internet

5
Your voice use it to pay for things on the Internet. I feel safe doing it and if there’s any problems, I always get my money straight back. Reviewed on: 11th June 2026

Pay with confidence Full money back if its a scam...

5
Pay with confidence Full money back if its a scam Reviewed on: 11th June 2026

Been using PayPal and they really are a Pal

5
Been using PayPal for many years , never had a problem with them but I have had problems with being scammed by online suppliers , that’s where PayPal always comes up trumps . PayPal gives you 4 months free credit pay in 3 and if you do get scammed straight away they are 100 percent on your side . The customer experience is great they protect you as a seller and a buyer . I never worry about any transaction I do through thei platform . Can’t recommend them enough and I always tell my freinds business and personal use them . Reviewed on: 11th June 2026

very useful but ebay charges are too high

5
very useful but ebay charges are too high Reviewed on: 11th June 2026

I have good experience

5
I have good experience . I’m using PayPal many years it’s very good and safe. Reviewed on: 11th June 2026

Good lender happy with service thank you

5
Good lender happy with service thank you Reviewed on: 11th June 2026

Good overall experience had no problems easy to use...

5
Good overall experience had no problems easy to use Reviewed on: 11th June 2026

PayPal 1

4
Great company I have been with them for a very long time and had no problems. Reviewed on: 11th June 2026

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