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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147279 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147279)

Used PayPal for a long time never had any problems w...

Used PayPal for a long time never had any problems with it Reviewed on: 11th June 2026

You are less likely to over spend with PayPal credit

PayPal Credit allows you to budget for larger purchases without the stress of added interest, if you pay your balance within the interest free period, it makes you think more about what you are buying/ paying for and you are less likely to over spend as you would with a regular credit card. Reviewed on: 11th June 2026

Straight forward and easy .

Easy to use, contactable customer service. Good pages for FAQ. Never had any concerns, feel like my money is safe and secure Reviewed on: 11th June 2026

best internet money/transaction provider

Excellent protection for you shopping on the internet, Excellent customer service that protects you the consumer Reviewed on: 11th June 2026

I find PayPal easy to use any questions customer ser...

I find PayPal easy to use any questions customer service is always helpful Reviewed on: 11th June 2026

Very easy to use and app works perfectly

Very easy to use and app works perfectly Reviewed on: 11th June 2026

PayPal the Safeway to buy on the Internet

Your voice use it to pay for things on the Internet. I feel safe doing it and if there’s any problems, I always get my money straight back. Reviewed on: 11th June 2026

Pay with confidence Full money back if its a scam...

Pay with confidence Full money back if its a scam Reviewed on: 11th June 2026

Been using PayPal and they really are a Pal

Been using PayPal for many years , never had a problem with them but I have had problems with being scammed by online suppliers , that’s where PayPal always comes up trumps . PayPal gives you 4 months free credit pay in 3 and if you do get scammed straight away they are 100 percent on your side . The customer experience is great they protect you as a seller and a buyer . I never worry about any transaction I do through thei platform . Can’t recommend them enough and I always tell my freinds business and personal use them . Reviewed on: 11th June 2026

very useful but ebay charges are too high

very useful but ebay charges are too high Reviewed on: 11th June 2026

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