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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (134201 reviews)

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4.73

Based on 134,201 reviews, last reviewed 11th Jun 2026

3836800% increase in 5 star reviews

in the past 90 days

10750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy access no hassle great range of merchants. Easy access no hassle great range of merchants. Reviewed on: 11th June 2026

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (134201)

Really easy to use and widely available.

Really easy to use and widely available. Nice simple app which makes everything clear and easy. Only thing I miss is the old pay in 14 days option which was really handy around pay day! The buyer protection is really good too... a problem I had was swiftly resolved and very straightforward. Reviewed on: 17th May 2024

Very handy and practical - the App is easy to use too!

Very handy and practical - the App is easy to use too! Reviewed on: 17th May 2024

Satisfying

Always easy to order and safe to use Reviewed on: 17th May 2024

I always ask people if they use PayPal.

Good overall experience I did have to call customer service about my business PayPal and was a bit of a hullabaloo but did finally get the answers I needed. Overall I do have a really good experience with PayPal I really like the assurance it gives when paying for items online and I have raised one dispute with about an un received item and as I had paid via PayPal when they intervened I was given a refund. I always prefer to send monies to colleagues for Gift collections via PayPal mobile and always ask people if they have PayPal. Less opportunities to be scammed online when you use PayPal. Reviewed on: 17th May 2024

PayPal ensures bank account security

I use PayPal because I feel my bank accounts are more secure, not giving away my bank details when buying on line. I have used PayPal credit a few times when buying large value items, giving me 4 months to pay without interest. Reviewed on: 17th May 2024

PayPal Makes it Easy

Straight forward easy to use app and 0% interest for 4 months is a no brainer. Reviewed on: 17th May 2024

First time sign in I was offered enough money .

First time sign in I was offered enough money . Which I was impressed.. but also I need to know how do I make my credit limit go up? Reviewed on: 17th May 2024

I've love using PayPal PayPal so easy

I've love using PayPal PayPal so easy to use .And you can use your credit and pay later absolutely brilliant. Highly recommended to friend and family Reviewed on: 17th May 2024

Good Resource

Smooth process to apply and making repayments are simple too Reviewed on: 17th May 2024

Easy to use,

Easy to use, pay in 3 . Credit are very helpful Reviewed on: 17th May 2024

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