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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147893 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147893)

Use for larger purchases, wanting to pay off in a fe...

Use for larger purchases, wanting to pay off in a few weeks/months at a faster pace. Did experience an issue when using it for a larger, heavy product. The product had an issue within a few weeks but PayPal only fell in line with UK consumer law, in all ways but the supplier to collect the faulty product. It would have cost £100 to return the item, so we were left choosing another option with the supplier, not a full return as requested. Reviewed on: 11th June 2026

My mate PayPal

They have been amazing with helping me with my finances ,with the changing world we live in today Reviewed on: 11th June 2026

The buy now pay in 4momths interest free is an amazi...

The buy now pay in 4momths interest free is an amazing feature Reviewed on: 11th June 2026

Consistantly reliable.

Consistantly reliable. Used for many years now. Reviewed on: 11th June 2026

Came in very handy in emergency situations

Came in very handy in emergency situations Reviewed on: 11th June 2026

Excellent customer service and quick

Excellent customer service and quick Reviewed on: 11th June 2026

I have been using PayPal for years and have found it...

I have been using PayPal for years and have found it to be very user friendly and consistently excellent for all needs. Reviewed on: 11th June 2026

All my experience with PayPal in general is excellent.

All my experience with PayPal in general is excellent. Reviewed on: 11th June 2026

Easy to apply very helpful Excellent

Easy to apply very helpful Excellent Reviewed on: 11th June 2026

Excellent service and security, easy to use, one cri...

Excellent service and security, easy to use, one criticism is length of time settled payments take ie not immediate frim my account. Reviewed on: 11th June 2026

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