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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149160)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent service.

5
Excellent service. Love paypal, it protects buyer. Reviewed on: 12th June 2026

Never had an issue with PayPal.

5
Never had an issue with PayPal. It's easy safe and reliable. Reviewed on: 12th June 2026

Convenient

5
Convenient and good communication Reviewed on: 12th June 2026

16 years and still using.

4
If like me you want to deal with a person then there are ways but like many companies Pay pal doesn’t make it easy other than that after many years of use I would say PayPal is realizable gets the job done and often my first port of call when making a ewasonable size purchase. Reviewed on: 12th June 2026

I’m using PayPal Credit for over 7 years and I’m hap...

5
I’m using PayPal Credit for over 7 years and I’m happy with this services. Reviewed on: 12th June 2026

Great Experience with PayPal CreditPayPal Credi...

5
### Great Experience with PayPal Credit PayPal Credit is incredibly convenient and easy to use. The seamless checkout integration and the **no-interest financing options** on larger purchases have been a lifesaver. It’s a reliable, user-friendly tool that offers great financial flexibility when I need it most. Highly recommended! Reviewed on: 12th June 2026

Always there when I need it, can be used where credi...

5
Always there when I need it, can be used where credit isn't always available. Reviewed on: 12th June 2026

Great way to keep your online spending level if you...

5
Great way to keep your online spending level if you don’t want to use your personal bank account Reviewed on: 12th June 2026

PayPal has a number of financial options available a...

5
PayPal has a number of financial options available and these are convenient and competitive Reviewed on: 12th June 2026

Flexibility of options, wide number of vendors, easy...

5
Flexibility of options, wide number of vendors, easy app Reviewed on: 12th June 2026

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