Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133339 reviews)

View other PayPal products

4.74

Based on 133,339 reviews, last reviewed 10th Jun 2026

3797950% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great service and very easy to use. Great service and very easy to use. It’s great when products are so expensive you can pay over time which is extremely useful. Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (133339)

PayPal credit

I've used it for multiple things over the years, it's available on tons of sites and it's been useful for larger purchases Reviewed on: 13th May 2024

Very happy with my experience with PayPal

Very happy with my experience with PayPal Reviewed on: 13th May 2024

Always good and always gets paid

Always good and always gets paid Reviewed on: 13th May 2024

Secure and easy payment and credit service

I’ve used PayPal for years and have found it’s credit option to be brilliant. It’s easy to use and understand all round. I like that there is a four month no interest period, as I don’t like to borrow much at the moment. By using the app everything is clear and simple. The added security makes me feel at ease in all my transactions. 10/10 Reviewed on: 13th May 2024

Easy to use and they have pay over 3 months which I...

Easy to use and they have pay over 3 months which I use a lot. Reviewed on: 13th May 2024

Used just once - positive so far

Used just once - positive so far Reviewed on: 13th May 2024

Great App

Great customer service friendly people ease to understand and very quick problem solving Reviewed on: 13th May 2024

Easy to transfer money from pay pal to bank.

Easy to transfer money from pay pal to bank. Affordable terms on larger items. Overall excellently service when you call. Reviewed on: 13th May 2024

Good , is a lovely experience , a good experience

Nice one, responsive and attractive Reviewed on: 13th May 2024

Very easy to use and always using PayPal for safe...

Very easy to use and always using PayPal for safe Reviewed on: 13th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Loan
from Snap Finance 4.80 from 369 reviews
Very Account
from Shop Direct 3.51 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 64459 reviews
Payments
from PayPal 4.73 from 3745 reviews
Credit card
from PayPal 4.71 from 96 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub