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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149235 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149235)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Helpful credit

Efficient, fair, reliable, easy to access definitely helpful i would recommend it to anyone! It can help to spread the costs of anything from plane tickets to home accessories Reviewed on: 12th June 2026

Experience

Easy to use app and good security Reviewed on: 12th June 2026

Easy to.

Easy to.use had no issues at all Reviewed on: 12th June 2026

No one else offers across to short term 0%, brilliant.

No one else offers across to short term 0%, brilliant. Reviewed on: 12th June 2026

I have been using it for over 10 years now and I onl...

I have been using it for over 10 years now and I only have good things to say, the pay after 4 months offer is fantastic, I just wish they fees for transfers and crypto were a bit lower. Reviewed on: 12th June 2026

PayPal has been a go to provider for online purchases

PayPal has been a go to provider for online purchases to help protect me against scams and protect my money and purchases. It has always been easy to use and seems like a safe way to spend online. They keep developing new ways to use Paypal to keep ahead and up with growing financial trends. Reviewed on: 12th June 2026

Been using PayPal for a while

I have been using PayPal for quite a while, and my experience has been excellent. Their services are reliable, easy to use, and secure. I have always found payments and transactions to be smooth and convenient. PayPal offers a wide range of useful features, making it a trusted and valuable platform for managing online payments Reviewed on: 12th June 2026

Card never works

Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026

I have always had good experience with PayPal they a...

I have always had good experience with PayPal they are on it! Reviewed on: 12th June 2026

Easy peasy credit

Easy to use and quite handy. The no fee 4 month it's great!! Also you have the certainty that if something goes wrong Paypal has your back. Reviewed on: 12th June 2026

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