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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147978 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147978)

Easy, fast and hassle free, brilliant service

Easy, fast and hassle free, brilliant service Reviewed on: 11th June 2026

Absolutely love the PayPal credit card !!

Absolutely love the PayPal credit card - it’s the only one I use now for all my purchases and everything! Also love that I can get points on my purchases which I can use for more purchases! :) All in all, I’m very very happy with this credit card and I have told all my family and friends about it too! Reviewed on: 11th June 2026

Paying has never been Simpler!...

I have never had an issue with PayPal and I’ve been with them over 10 years.They do everything they say they will Reviewed on: 11th June 2026

I have been using PayPal for over five years now.

I have been using PayPal for over five years now. They seems to come up with new services options for us customers quite often. They have got different options for different needs. Reviewed on: 11th June 2026

customer services very efficient.

customer services very efficient., pay in 4 months is a great option. Reviewed on: 11th June 2026

20 years as a Paypal customer

Mostly positive experiences with paypal over the last 20 years. Customer services are excellent when you can speak to a real person. The automated chat can be frustrating. Reviewed on: 11th June 2026

Very easy to use and with promotional offer, ,it giv...

Very easy to use and with promotional offer, ,it gives that reassurance that you will not be paying extra Reviewed on: 11th June 2026

Helpful spending

Has helped me to manage my spending without getting out of control. Reviewed on: 11th June 2026

Easy to manage

Wasn’t use and manage promotional offers in the app. Reviewed on: 11th June 2026

Convenient way to pay

Great for spreading purchases as interest isn’t added for 4 months Reviewed on: 11th June 2026

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