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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147941 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147941)

Always used Paypal

I use Paypal nearly for everything, the 4 months no APR is very good on the credit account and I love that they did a card for it! It’s super easy to use and I must say when people tell me they don’t have Paypal I am very surprised. I make a lot of use of the pay in 3 as well. Also have a few quid in the crypto account. Very worth it. Reviewed on: 11th June 2026

The card you can use anywhere very easy to use and w...

The card you can use anywhere very easy to use and welcome in most retailers Reviewed on: 11th June 2026

I feel very good with the PayPal app it helps...

I feel very good with the PayPal app it helps me a lot Reviewed on: 11th June 2026

Easy transaction with PayPal

Easy transaction with PayPal, but Samsung have been a nightmare as discounts were not applied to the transaction. Reviewed on: 11th June 2026

Really easy and simple to use!

Really easy and simple to use, has great rewards and easy to set up physical cards too. Love the app, it’s easy to navigate and feels secure too. My account feels very secure with the two factor authentication! Reviewed on: 11th June 2026

I have found it a useful tool when needed to spread...

I have found it a useful tool when needed to spread payments. The payback could be clearer though Reviewed on: 11th June 2026

PayPal : cash flow life saver !

PayPal helped me greatly when I’m between houses and paying for 2 soley on one salary which was a struggle, let alone when everything starts breaking. Within 2 months my oven, hoover hairdryer and phone all broke! Having the flexibility of having some way of having 4 months interest free was an incredible relief. I also put my new phone on monthly payment which costs so little extra over the year it’s well worth saving the cash flow. Also very helpful PayPal is accepted at most major retailers and it’s easy to set up in a matter of minutes. I hope to have it paid off before the 4 months are up so it won’t cost me anymore which is great would defo recommend PayPal for helping finances especially in this day and age! Reviewed on: 11th June 2026

Pay with PayPal .

A great way to spread costs for big items. Reviewed on: 11th June 2026

Top Credi Provider - They are a great Pal !

Always quick to resolve issues and any concerns regarding my money or getting money returned. Like the credit they offer too and never any issues. Reviewed on: 11th June 2026

Second to none

Very easy to use. Been using for years and would not consider any other provider. Comfort knowing that the support is readily available. Reviewed on: 11th June 2026

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