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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148214 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148214)

You’ve tried the rest now use the best

I’ve used PayPal it’s the best experience on buy purchases Reviewed on: 11th June 2026

Never had a bad experience.

Never had a bad experience. Always been very reliable Reviewed on: 11th June 2026

It is even better than my bank.

It is even better than my bank. It gives more time to finish the payment with no interest. Love it! Reviewed on: 11th June 2026

I love Paypal.

I love Paypal. It’s very convenient, I have it in my apple wallet and if there is any dispute then they sort it quickly and to my satisfaction Reviewed on: 11th June 2026

Always clear on what the terms and conditions are re...

Always clear on what the terms and conditions are regarding credit. Fantastic customer service when my account was compromised a few years ago. Reviewed on: 11th June 2026

I like the flexibility and freedom of paypal.

I like the flexibility and freedom of paypal. Whenever I have needed to used their customer service to resolve an issue they have been swift and fair. Reviewed on: 11th June 2026

Good service

I've been using PayPal for a long time and have always found it reliable and easy to use. Payments are quick, the app is user-friendly, and I feel secure when making purchases online. Sending and receiving money is straightforward, and the extra buyer protection gives me peace of mind. Overall, a great service that I would highly recommend. Reviewed on: 11th June 2026

PayPal credit and pay in 3

Use PayPal a lot both PayPal credit and pay in 3 options been using PayPal for many years never had any issues advises are aways help if you need anything explained very highly recommend Reviewed on: 11th June 2026

It’s been incredible to use!

It’s been incredible to use with so many options. Purchasing, splitting payments over a few months and also money transfers. Reviewed on: 11th June 2026

Never got issues with PayPal always smooth and witho...

Never got issues with PayPal always smooth and without any hassle. Reviewed on: 11th June 2026

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