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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148188 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148188)

Convenient, secure and widely accepted

My experience with paypal has been nothing short of excellent. Its acceptance across so many online stores makes it even more useful to me. Saves me the hassle of constantly entering my account details. Reviewed on: 11th June 2026

PayPal has always got my back.

I have been with PayPal for just under 20 years now ,would not be without them, they make purchases very easy ,on ebay and many others, and also peace of mind to know thay PayPal has always got my back if something goes wrong, which it has in the past and they stepped in to sot it,soon as they get intouch with seller they seller knows they have to act,excellent job PayPal. Reviewed on: 11th June 2026

secure and reliable.

PayPal Credit is safe, secure and reliable. I feel very confident that my transactions are always supported by the excellent service provided by PayPal. Reviewed on: 11th June 2026

Really easy to use and so convenient for those major...

Really easy to use and so convenient for those major purchases. Reviewed on: 11th June 2026

Quite easy to understand and to fill really not diff...

Quite easy to understand and to fill really not difficult at all Reviewed on: 11th June 2026

Never had a problem and been using it for years.

Never had a problem and been using it for years. So many retailers accept PayPal online it makes it easy to buy safely. Reviewed on: 11th June 2026

I use PayPal for most things I buy on eBay and any s...

I use PayPal for most things I buy on eBay and any seller that accepts it never had a issue Reviewed on: 11th June 2026

The easy choice

It’s very easy to choose PayPal credit for your payment method. Makes buying, for example a new washing machine a less financially painful experience. Having a few months interest free helps a lot. Reviewed on: 11th June 2026

Excellent Service

Transactions have always been smooth. Customer service is prompt and spot on. Reviewed on: 11th June 2026

I have been a PayPal customer for many years, the in...

I have been a PayPal customer for many years, the introduction of the PayPal credit has been extremely helpful to me in terms of emergency credit. Reviewed on: 11th June 2026

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