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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148164 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148165)

I never have had any issues.

I never have had any issues. Paying in 4 months interest free is a great financial help Reviewed on: 11th June 2026

Easy to use

I always used PayPal always being easy and safe transaction Reviewed on: 11th June 2026

Easy to apply and easy to use

Easy to apply and easy to use Go on app and you can see your spend and when you will need to start paying interest. So helpful for budgeting in today’s climate Reviewed on: 11th June 2026

Very good experience!

Very good experience with purchasing items online Reviewed on: 11th June 2026

Experience staff with good communication

Experience staff with good communication Reviewed on: 11th June 2026

Great secure easy flexible .

Great secure easy flexible . More and more retailers are allowing PayPal now. Pay in is good Reviewed on: 11th June 2026

Payments & refunds

Easy to use, payments & refunds are processed quickly Reviewed on: 11th June 2026

easy to use app and great value.

easy to use app and great value. Reviewed on: 11th June 2026

Budget Friendly

I’ve been using PayPal services for a while now (PP credi & Pay in 3). And it has been so beneficial in enabling me to pursue experiences & things I enjoy whilst managing my finances. I’ve managed to go on holidays, book hotels abroad and so much more through pay pal services and I will continue to do so! I recommend to everyone who likes to find ways to manage their finances while also experiencing life without too many restrictions! Reviewed on: 11th June 2026

Excellent support

Excellent support and service from customer service people when needed Reviewed on: 11th June 2026

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