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PayPal: PayPal Credit reviews

4.73
Based on 148,011 reviews, last reviewed 3rd Jul 2026
4465350% increase in 5 star reviews
in the past 90 days
13050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026
Rachel S's avatar
Rachel S

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026
Lisa D's avatar
Lisa D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148143)

This is a very convenient service providing instant...

5
This is a very convenient service providing instant credit when needed with no hassle Reviewed on: 11th June 2026

Excellent service

5
Good communication. Never had a problem with using the service. Easy to use. Reviewed on: 11th June 2026

PayPal Ceedit is Very Easy to Use

5
PayPal Ceedit has been very easy to use and is available on a lot of things. I use it a lot. Reviewed on: 11th June 2026

Convenient payment system

5
PayPal credit has given me opportunity to buy things and flexibility to pay at a pace which is very convenient for me. Reviewed on: 11th June 2026

i have no comlaints about them

5
i have no comlaints about them they provide what i need Reviewed on: 11th June 2026

Easy to use.

5
Easy to use. No issues when buying and making payments. Reviewed on: 11th June 2026

PayPal is safe and convenient.

5
PayPal is safe and convenient. Fast and efficient Reviewed on: 11th June 2026

Great Flexibility and Convenience

5
PayPal works very well for my needs. Being able to spread the cost using a credit card or PayPal Credit is really convenient, and now it’s even more widely accepted thanks to the physical PayPal credit card. Reviewed on: 11th June 2026

Extremely useful to pay in 3 and PayPal Credit inter...

5
Extremely useful to pay in 3 and PayPal Credit interest free and low interest options.. superior to normal credit card. Reviewed on: 11th June 2026

Does what it says on the tin.

5
Does what it says on the tin. Pay off your monthly’s and you’re fine. Reviewed on: 11th June 2026

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