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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148119 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148119)

Good to use while in holiday, is on my mobile wallet...

Good to use while in holiday, is on my mobile wallet which give me a quick access to pay Reviewed on: 11th June 2026

Very secure way to buy

Very easy to use, gives you great security when buying from people you don't know, on the odd occasion things go wrong the support system kicks in so your not alone and gives you the backing of a large organisation Reviewed on: 11th June 2026

A financial lifesaver!

PayPal Credit has been fantastic. The Pay in 4 option is simple, interest-free and helps me spread the cost of purchases in a manageable way. It’s easy to use, reliable and has made a real difference when budgeting for larger purchases. I would highly recommend it Reviewed on: 11th June 2026

easy to use, great app, convenient.

easy to use, great app, convenient. Reviewed on: 11th June 2026

Great service to use.

Great service to use. A little slow paying your credit off though. Reviewed on: 11th June 2026

PayPal have been excellent to use for credit purpose...

PayPal have been excellent to use for credit purposes for a number of years now for me , the staff are really good whenever I’ve had to deal with personally . I cannot fault the service provided Reviewed on: 11th June 2026

I’m using PayPal Credit on a regular basis, the proc...

I’m using PayPal Credit on a regular basis, the process to get the credit account approved and the credit card issued was seamless and so intuitive vs the one that my bank had in place. PayPal notifies the customer in a much more direct and regular way regarding the payments and possibility to pay less fees. Reviewed on: 11th June 2026

My go to place when ordering on line because of the...

My go to place when ordering on line because of the security and safety I always feel safe knowing I am protected in every way used it for years and will keep using it always Reviewed on: 11th June 2026

Money goes further

Paypal have been fantastic at helping my money do more Reviewed on: 11th June 2026

I like the not intest for months option

I like the not intest for months option Reviewed on: 11th June 2026

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