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PayPal: PayPal Credit reviews

4.73
Based on 149,671 reviews, last reviewed 6th Jul 2026
1848% increase in 5 star reviews
in the past 90 days
2510% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026
Keith P's avatar
Keith P

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026
Stephen EB's avatar
Stephen EB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149756)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have been using PayPal for over 15 years and it ha...

5
I have been using PayPal for over 15 years and it has always been a safe and secured form of payment for me. They pay in 3 has been of immense help in desperate times when I have to travel Reviewed on: 12th June 2026

Always a trusted and helpful service provided

5
Always a trusted and helpful service provided Reviewed on: 12th June 2026

The very best

5
Is been great very great with PayPal they are simply the best Reviewed on: 12th June 2026

Paypal credit has been a huge lifesaver

5
Paypal credit has been a huge lifesaver in a emergency and with low interest rates i would recommend it to everyone Reviewed on: 12th June 2026

My go to choice when buying online

5
My go to choice when buying online Reviewed on: 12th June 2026

Quick and easy to use whenever it is available

5
Quick and easy to use whenever it is available Reviewed on: 12th June 2026

Easy to use and would use again

5
Easy to use and would use again Reviewed on: 12th June 2026

Easy to use with a vast amount of shopping options p...

5
Easy to use with a vast amount of shopping options plus great interest rates Reviewed on: 12th June 2026

I have been using PayPal for years now and will cont...

5
I have been using PayPal for years now and will continue to use it. It's a great way to pay for purchases using their 3 instalment plans quite and 4 months 0 interest. As a mother of two and working part time PayPal is always very handy. Thank you PayPal for this opportunity to help. Reviewed on: 12th June 2026

Excellent service , smooth transaction

5
Excellent service , smooth transaction Reviewed on: 12th June 2026

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