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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167886 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (167907)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Was super easy to sign up for PayPal credit - Made m...

Was super easy to sign up for PayPal credit - Made my first purchase and it appears to be very simple to make payments towards the balance Reviewed on: 6th July 2026

Long time customer

Been with paypal for very long no complaints. Recommend to everyone to use Reviewed on: 6th July 2026

Fast, easy & convenient

PayPal takes the hassle out of shopping and payments online Reviewed on: 6th July 2026

Good service so far no complaints.

Good service so far no complaints. Accepted by everyone no challenge at all. Reviewed on: 6th July 2026

Great options on how to pay and simple

Great options on how to pay and simple Reviewed on: 6th July 2026

I have used Paypal for years

I have used Paypal for years and love the credit option . I have used the interest free option a few times now with no issues Reviewed on: 6th July 2026

Reliable and easy to use

Flexibility to spread the cost of purchases has been helpful. The service has always been reliable, making online shopping more convenient. I would definitely recommend it. Reviewed on: 6th July 2026

It's been very great and helpful.

It's been very great and helpful. Easy to manage and straight on the go! Reviewed on: 6th July 2026

Very simple and easy to use.

Very simple and easy to use. I feel safer using paypal to pay for things online as it doesn't go directly from my bank to whoever im paying. It has become even better with the paypal credit virtual card. Now I can use oaypal even at places that dont normally accept it Reviewed on: 6th July 2026

Great service

Easy to use. ,payin 3 is a very useful.Its a way you can make sure your money back if this go wrong Reviewed on: 6th July 2026

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