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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148277 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148277)

Got a problem with a retailer, they took time to ref...

Got a problem with a retailer, they took time to refund me. Finally I had to contact PayPal customer service, then the problem sorted after explaining my situation to then. Got a full refund. Thanks PayPal customer service Reviewed on: 11th June 2026

They are excellent and fix any issues straight away

They are excellent and fix any issues straight away Reviewed on: 11th June 2026

Great payment services

Having used PayPal for many years and PayPal credit since they launched it, I have always found them to be great, no hassle credit providers and now they released a virtual card. Great news Reviewed on: 11th June 2026

Love having PayPal very gd credit card to have and v...

Love having PayPal very gd credit card to have and very low rates and i Allways tell my friends and family about it thanks PayPal Reviewed on: 11th June 2026

Never been problem with purchasing and Never problem...

Never been problem with purchasing and Never problem with refunded Reviewed on: 11th June 2026

Perfection.

Never had any problems with PayPal, and when I had problems with something I purchased with PayPal they were very quick and efficient getting everything rectified for me. Reviewed on: 11th June 2026

It’s safe and very easy to use .

It’s safe and very easy to use . I don’t like to share my bank details so pay pal is the ultimate choice Reviewed on: 11th June 2026

I think Paypal is absolutely fantastic.

I think Paypal is absolutely fantastic. So easy to use great features and really secure. Reviewed on: 11th June 2026

Always found ok to use.

Always found ok to use. Most retailers accept PayPal now, which is very convenient. My only issue is the amount that f pop ups on new cards and loans available Reviewed on: 11th June 2026

Seems not that easy to control what comes in and out.

Seems not that easy to control what comes in and out. The only missed payment I have in my life was bcs PayPal failed to connect with the purchase. Could be my mistake, but although cx service assured me it wont affect my credit history, it was there for years. For that I am hesitating using it. Reviewed on: 11th June 2026

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