Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148261 reviews)

View other PayPal products

4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148262)

Perfection.

Never had any problems with PayPal, and when I had problems with something I purchased with PayPal they were very quick and efficient getting everything rectified for me. Reviewed on: 11th June 2026

It’s safe and very easy to use .

It’s safe and very easy to use . I don’t like to share my bank details so pay pal is the ultimate choice Reviewed on: 11th June 2026

I think Paypal is absolutely fantastic.

I think Paypal is absolutely fantastic. So easy to use great features and really secure. Reviewed on: 11th June 2026

Always found ok to use.

Always found ok to use. Most retailers accept PayPal now, which is very convenient. My only issue is the amount that f pop ups on new cards and loans available Reviewed on: 11th June 2026

Seems not that easy to control what comes in and out.

Seems not that easy to control what comes in and out. The only missed payment I have in my life was bcs PayPal failed to connect with the purchase. Could be my mistake, but although cx service assured me it wont affect my credit history, it was there for years. For that I am hesitating using it. Reviewed on: 11th June 2026

Good way to pay...

Good way to pay if short on funds and covered too Reviewed on: 11th June 2026

Easy to use and helpful online FAQs.

Easy to use and helpful online FAQs. Brilliant service, that I will likely use. Reviewed on: 11th June 2026

I find PayPal flexible and fair.

I find PayPal flexible and fair. I can buy what i need at the right time. Their payment options are excellent whether short 3 or 4 months or longer term.. no long waits for decisions plus regular status updates. I get prompts to switch yo other credit providers but i am totally happy at PayPal. Great support if one has a delivery issue as well. Been with them fir years and intend to stay. Reviewed on: 11th June 2026

Great customer service.

Great customer service. Everything is clear and very easy to manage. Highly recommended Reviewed on: 11th June 2026

Easy to apply for and great service, integrates perf...

Easy to apply for and great service, integrates perfectly with ebay Reviewed on: 11th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79357 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub