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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168015 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (168057)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It's very straightforward and self manageable.

It's very straightforward and self manageable. Reviewed on: 6th July 2026

Easy to use and keep track.

Easy to use and keep track. The app helps keep track and the 0 percent is good just wish could do a year 0 per cent plans Reviewed on: 6th July 2026

Always very efficient when using PayPal

Always very efficient when using paypal. Any issues I’ve had have been resolved very quickly. Very happy with service will continue to use this service over others. Reviewed on: 6th July 2026

Reliable, Convenient and Easy to Use

I’ve been using PayPal Credit for a while, and it’s been a really helpful way to manage my spending. I like how quick and easy it is to use when shopping online, and being able to spread the cost of purchases has given me extra flexibility when I’ve needed it. The app and website are easy to navigate, payments are simple to make, and I’ve always found the service reliable. Overall, I’ve had a very positive experience with PayPal Credit and would definitely recommend it to anyone looking for a convenient and trustworthy retail finance provider. Reviewed on: 6th July 2026

PayPal has always been my best friend, and a life sa...

PayPal has always been my best friend, and a life saver many times, I don’t speak to the customer service often but when I need to I always find them helpful Reviewed on: 6th July 2026

Use PayPal all the time, quick and secure.

Use PayPal all the time, quick and secure. Reviewed on: 6th July 2026

It’s great experience and a good way to spend money...

It’s great experience and a good way to spend money Reviewed on: 6th July 2026

Feel safe & protected when buying online Simple & ea...

Feel safe & protected when buying online Simple & easy to use for purchasing goods App clear & user friendly Kept up to date with spending and payments Highly recommended Reviewed on: 6th July 2026

PayPal credit experience

Having the opportunity to borrow at zero % interest allowed me to pay for a much needed family holiday which would have been a struggle to afford otherwise given my financial commitments. The 4 month period with no interest allowed me to comfortably clear the balance and to keep a good credit rating. Reviewed on: 6th July 2026

Excellent great company easy app to use

Excellent great company easy app to use Reviewed on: 6th July 2026

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