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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168121 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (168131)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent

Excellent experience overall as expected Reviewed on: 6th July 2026

PayPal credit is a perfect way to use when in case o...

PayPal credit is a perfect way to use when in case of a sudden expense. Reviewed on: 6th July 2026

Excellent service experience

The app was easy to set up, has intuitive interface. The credit service was quick, painless - every transaction is visible. This is really useful to keep track of everything- it's transparent. Reviewed on: 6th July 2026

Very efficient and easy to use.

Very efficient and easy to use. Speaking to the staff when I have a issue they are very friendly and the check out procedure is easy Reviewed on: 6th July 2026

Great all round

PayPal credit is so easy and transparent that I feel confident in using it to make a purchase, set up a direct debit for extra peace of mind and it’s just a win! Rates are comparable and it just fits with my needs perfectly Reviewed on: 6th July 2026

PayPal to pay your pals and everyone else

Trusted brand, easy to use and accepted in so many places Reviewed on: 6th July 2026

One word: straightforward.

One word: straightforward. Easy to use, intuitive and practical Reviewed on: 6th July 2026

Using PayPal Credit made it easy to spread the cost...

Using PayPal Credit made it easy to spread the cost of my purchase, and the application and checkout process were straightforward. Reviewed on: 6th July 2026

Delighted, very easy to use.

Delighted, very easy to use. Makes life easier when buying something Reviewed on: 6th July 2026

Been using PayPal since 2006 and it will always be m...

Been using PayPal since 2006 and it will always be my go to form of payment. The options for pay in 3 and PayPal credit are always available making my life so much easier to manage my finances. The security that’s comes with using PayPal is always my priority. Reviewed on: 6th July 2026

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