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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168151 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (168174)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Friendly helpful customer service

Friendly helpful customer service Reviewed on: 6th July 2026

PayPal credit is excellent.

PayPal credit is excellent. It provides time to pay without interest and also offers protection on purchases. If you have a problem it’s much easier than you think to speak to someone and I have always had my problems dealt with expeditiously. I would highly recommend. I couldn’t live without it Reviewed on: 6th July 2026

PayPal is an amazing service which has helped me pur...

PayPal is an amazing service which has helped me purchase goods and also retrieve my money from untrusted sites Reviewed on: 6th July 2026

Purchasing goods with confidence

I enjoy using PayPal as it gives me confidence when buying goods. I like the option of spreading payments and the flexibility it gives when budgeting. Reviewed on: 6th July 2026

I've been with PayPal for years and never had a prob...

I've been with PayPal for years and never had a problem if I have a question it's answered very fast it helps me with the pay in 3 when I want things and haven't got all the money up front I would highly recommend PayPal to my family and friends as I can't find a bad thing to say about it excellent Reviewed on: 6th July 2026

First choice for online payments

Easy to use, safe for online transactions and competitive interest rates. Reviewed on: 6th July 2026

Ease of use, incorporated with a physical credit car...

Ease of use, incorporated with a physical credit card, makes it even better. Reviewed on: 6th July 2026

PayPal Credit? Get involved!

PayPal Credit has become my go to payment method. It’s made building a good credit rating so easy. The app is very clear on what is owed and very simple to pay towards clearing your balance. I can’t say enough good things about it. It’s really encouraged me to take control of my spending, invaluable in these current times. I would recommend anyone looking for a straightforward and trustworthy credit product to get involved with PayPal Credit. Reviewed on: 6th July 2026

PayPal credit has helped me when I am struggling fin...

PayPal credit has helped me when I am struggling financially to purchase items I could not purchase in cash. Reviewed on: 6th July 2026

Paypal ctedit

I have used PayPal credit on several occasions to buy holidays,online shopping,it has been a great help,once again thank you PAYPAL Reviewed on: 6th July 2026

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