Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168985 reviews)

View other PayPal products

4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (169054)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have had Two problems before and they sorted it ve...

I have had Two problems before and they sorted it very quickly Reviewed on: 6th July 2026

PayPal are very good company to deal with

PayPal are very good if got any problems with sellers or disputes and PayPal credit is also very handy I use PayPal credit all the the especially for things for my car and bookings holidays, and if any problems PayPal there to help you sort it out Reviewed on: 6th July 2026

Amazing benefits and service

I think PayPal is great and a really convenient way of paying, especially for larger purchases with the pay in 3. The card is a really good idea to help build points and convert to money off purchases etc. the downside is charging interest on the PayPal credit balance which didn’t happen before. Reviewed on: 6th July 2026

5 Star Overall

Easy to use App, available on most online stores to checkout, easy payment system, great that they have added a credit card that connects to your account to use anywhere, great value. Reviewed on: 6th July 2026

It works, never had any kind of problems

It works, never had any kind of problems Reviewed on: 6th July 2026

I like the flexibility

I like the flexibility it gives me to pick up bits as I need them, I do wish it would warn you if the credit limit will breach when the interest get added like a warning that you are within this threshold before it goes over but its defiantly not an everyday occurance Reviewed on: 6th July 2026

Love that I can buy now pay in 4 months very trustwo...

Love that I can buy now pay in 4 months very trustworthy and good customer service Reviewed on: 6th July 2026

Loyal customer

I have been a PayPal customer for many years and can honestly say I've never had any issues with them whatsoever any queries or issues have been sorted quickly with good customer service, highly recommended Reviewed on: 6th July 2026

Great facility for spreading costs easy to use, grea...

Great facility for spreading costs easy to use, great customer service Reviewed on: 6th July 2026

I have a pay pal acc edges ago for me is work excell...

I have a pay pal acc edges ago for me is work excellent Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 90539 reviews
Payments
from PayPal 4.70 from 3821 reviews
Credit card
from PayPal 4.69 from 117 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub