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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148737 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148737)

The customer service should be more proactive.

The customer service should be more proactive. A chat on Amazon is easy to access, and it's easy to chat with a person. I find it a bit tough to speak with customer service if I need something fast with paypal Reviewed on: 11th June 2026

Very good for transaction and has good features like...

Very good for transaction and has good features like 3 payment Reviewed on: 11th June 2026

Safe way to bay

Any negative purchage, paypal try to sort it. You never will be alone to make safe your money. Reviewed on: 11th June 2026

Great plataform for saving and pay on time

Great plataform for saving and pay on time Reviewed on: 11th June 2026

Have had issues with sellers, and paypal was able to...

Have had issues with sellers, and paypal was able to resolve issue relatively easily Reviewed on: 11th June 2026

Quick service usually good knowledge

Quick service usually good knowledge Reviewed on: 11th June 2026

Payment is made quickly and securely.

Payment is made quickly and securely. Reviewed on: 11th June 2026

Been with PayPal for many years now completely trust...

Been with PayPal for many years now completely trust them all my transactions have been secure and smooth just today applied for PayPal credit and was approved so very happy and thankful for PayPal keeping me informed and account safe Reviewed on: 11th June 2026

My experience with PayPal Credit Card.

Overall, my experience with the PayPal Credit Card has been positive. It’s easy to use and manage through the app, especially for tracking purchases. However, the terms around interest and promotions could be clearer, and customer support response times could be improved. Reviewed on: 11th June 2026

Excellent service

When i have an issue with any payment they sort it and if i was due a refund it was very quickly refunded Reviewed on: 11th June 2026

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