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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148714 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148714)

PayPal is my go to when paying for anything online,...

PayPal is my go to when paying for anything online, it’s simplicity and compatibility os what keeps me coming back Reviewed on: 11th June 2026

Always very helpful when an issue arises.

Always very helpful when an issue arises. Reviewed on: 11th June 2026

Great customer service

Any issues I have had with a purchases PayPal have kept me updated with the progress and issue has been resolved. Great customer service Reviewed on: 11th June 2026

Reliable

PayPal always comes through when I need to make financial transactions with no issues whatsoever Reviewed on: 11th June 2026

Great experience using Paypal credit.

Great experience using Paypal credit. So quick and easy to make the purchases I want and so easy to make the payments. Reviewed on: 11th June 2026

Like this

Easy fast and simple I like that I can spread the cost . Reviewed on: 11th June 2026

Outstanding

Always easy to use customer service excellent Reviewed on: 11th June 2026

Great service with flexible buying options.

Great service with flexible buying options. Reviewed on: 11th June 2026

Very good service

Very good service, I always try to buy through PayPal when I am unsure of the legitimacy of a website as their dispute and payback terms are very favourable Reviewed on: 11th June 2026

Quick and easy

Easy to apply, quick to organise. Reviewed on: 11th June 2026

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