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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148690 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148691)

PayPal Payment way

I think PayPal is an amazing company and way to pay for stuff online it gives you more security wouldn’t use anything else but PayPal. Thank you Reviewed on: 11th June 2026

quick and easy and very secure

Do like PayPal for the quick and easy and very secure payment method also that now you can get rewards for purchases online using PayPal. Reviewed on: 11th June 2026

Loving the 3 easy payments and how easy it is to use.

Loving the 3 easy payments and how easy it is to use. Reviewed on: 11th June 2026

All good really pleased with paypal

All good really pleased with paypal Reviewed on: 11th June 2026

Great and easy to use

Easy to use, convenient and good customer service Reviewed on: 11th June 2026

Excellent now with a physical card making it more fl...

Excellent now with a physical card making it more flexible to use Reviewed on: 11th June 2026

Great help

PayPal credit has been great in times I've needed big appliances with not enough to cover the costs. Helps great with spreading the payment Reviewed on: 11th June 2026

Best credit card i ever had

PayPal offers the best credit. PayPal Credit acts like a seamless digital credit card built directly into your wallet with no annual fee. Its standout feature gives you 4 months of 0% interest on purchases over $99/£99, making big buys easy to split up. Because it is accepted anywhere PayPal is used, it offers incredible flexibility across millions of online stores. If you pay your balance within the promotional window, it is a brilliant, completely free way to manage your cash flow. Reviewed on: 11th June 2026

Fast check out and secure fast

Fast check out and secure way to pay always use PayPal with every purchase o make online Reviewed on: 11th June 2026

Never given me any reason to doubt them

Never given me any reason to doubt them Reviewed on: 11th June 2026

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