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PayPal: PayPal Credit reviews

4.73
Based on 148,510 reviews, last reviewed 4th Jul 2026
4488100% increase in 5 star reviews
in the past 90 days
13200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026
Patrick S's avatar
Patrick S

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026
Kim's avatar
Kim

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148664)

PayPal credit is great, it has helped me alot

5
PayPal credit is great, it has helped me alot Reviewed on: 11th June 2026

Excellent form of credit & great benefits

5
Very happy with this personalised access to credit & excellent benefits ie interest free promotions & blue points quickly earned to spend almost anywhere. Reviewed on: 11th June 2026

Easy to use.

5
Easy to use. Great way to buy thing on interest free. Highly recommend. Reviewed on: 11th June 2026

Easy to use

5
Nothing much to say really, easy to use but, like most credit interest rates are way too high. Reviewed on: 11th June 2026

Easy to use

5
I find PayPal easy to use the app is excellent for keeping track of spending. I trust in the brand. Reviewed on: 11th June 2026

Always choose PayPal credit

5
Always choose PayPal credit if option available when buying online as it’s secure and you get longer to pay for goods. The bonus options are to pay in 3 or you can get an extended 0% period if you spend over £99. Reviewed on: 11th June 2026

No issues overall great experience .

5
No issues overall great experience. Reviewed on: 11th June 2026

All the years ive had paypal i can honestly say that...

5
All the years ive had paypal i can honestly say that it is the best way to purchase goods so easy and you cannot loose money . Reviewed on: 11th June 2026

Superos paypal

5
You have time to pay later when you struggling Reviewed on: 11th June 2026

Easy to use.

5
Easy to use. And will continue using it Reviewed on: 11th June 2026

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